PAYMENTS ORCHESTRATION

Global payments orchestration

Optimize, simplify, and secure complex payment processing with a symphony of resources that reach and win subscribers anywhere in the world you choose to play.

Payment method flexibility is a deal breaker

Recurly knows 42% of US customers abandon their cart if their preferred payment method isn’t available. And 53% of customers view the security of their data and money as most important when choosing an online payment for their subscription services.

With half of your audience focused on payment methods, it’s crucial to offer the payment processor expertise and security protocols that win their business—and trust. Choose a payment platform you can grow from.

Expand and uncover new revenue opportunities with a seamless, scalable, multi-gateway and multi-payment strategy

Make gateways your growth strategy

Open the gate to frictionless signups by supporting multiple payment gateways. Give your broad customer base their choice of regional and global providers so every checkout results in conversion. And with testing and automatic gateway failover, failed transactions are a thing of the past. Keep your customer payments rolling in on a monthly basis without your team managing every manual step.

Reach and win global customers

Power a flexible payments strategy that can travel across borders—and demographics. Attract new subscribers with support for the method of payment they already use and prefer, from debit card payments to bank payments and more. Wherever the customer, whatever the currency, Recurly has you covered.

Lock in enterprise-level security

Recurly takes a no-compromise approach to security and compliance with tools that keep you within the guardrails. We protect subscribers’ data and ensure secure, compliant payment processing. Plus, always-on fraud management fights chargebacks every step of the way.

Key features

Scale your cash flow confidently with support for regional and global payment gateways, dozens of payment methods, more than one hundred currencies, and active fraud management. Skip awkward conversations over late payments. With Recurly, you can win customers with regular payments and start building your subscription business today.

Multiple payment gateways remove barriers to scale

Most customers expect some form of automated credit card payment form. Reach new audiences and boost revenue opportunities by choosing a mix of payment processors and gateways that support additional currencies and payment methods.

• Reach subscribers worldwide through 20+ gateways
• Gain support for 140+ currencies
• Provide gateway failover redundancy

Alternative payment solutions entice global buyers

Offer one of the key features every customer is looking for: a secure payment form. Start accepting automatic payments in minutes—from anywhere. Explore a world of payment methods, including credit cards, Amazon Pay, PayPal, Venmo, Apple Pay, Google Pay, SEPA, Bacs, BECS, ACH, debit card payments, external gateway tokens, and more. Pick a payment model with a vision as broad as your business model.

• Support both local and global payment options
• Add new methods quickly and easily
• Allow customers to store a backup payment method

Subscriber wallets hold the cash

Save their card on file–securely and safely. Provide customer and payment assurance flexibility for your business by storing multiple payment methods for an account. Process payments with ease and security. No more missed payments because of missing credit card details.

• Vary the payment method by subscription
• Assign a different method to one-time payments
• Specify a backup method in the event of failure

Fraud management is always on duty

Decrease churn and minimize chargebacks with comprehensive, integrated fraud management that effectively fights fraud from card-not-present transactions, account takeover, and account creation fraud using AI-powered tools. That way, you can identify when a payment failure is a sign of something more.

• Partner with Recurly and Kount, the leading fraud management platform
• Engage with next-generation artificial intelligence scoring
• Perform in-depth analysis with business intelligence tools

The 2026 State of Subscriptions

Find exclusive subscription trends and benchmarks from more than 2,200 global consumer brands and more than 76 million unique subscribers in the Recurly 2026 State of Subscriptions report.

See the data

Identify growth opportunities with advanced subscription analytics

Gain deep insights into business performance with advanced subscription analytics via charts, tables, and graphs that allow you to optimize what’s working and tweak what’s not.

Monthly recurring revenue (MRR)

Measures the predictable revenue a business expects on a regular basis by tracking total MRR and MRR changes. Develop a payment model flexible enough for your customers and designed to suit your billing process.

Helps monitor and evaluate business growth and revenue momentum.

Billings
Calculates the total amount of successful payments, refunds, and the net of the two over a selected time period, detailing new and renewing customers.

Plan performance
Evaluates the performance of a plan after pricing, plan length, or promotional changes.
Compares attributes of different plans, such as trial or plan length, to gauge which subscription plan is most successful.

Experience matters. Enjoy unmatched, proven scalability with Recurly.

$1.7B

in annual recovered revenue

100M+

active platform subscribers

72%

at-risk subscribers saved

96%

annual renewal invoice paid rate

Frequently asked questions

How do I accept recurring payments?
Recurring automatic payments refer to a subscription billing model where consumers pay for a product or service in regular intervals (e.g., monthly or yearly). Subscription-based businesses can leverage payment processing services that can reduce administrative costs. Recurly offers the most popular global payment options to make global recurring payments easy and efficient.

What are the intervals of recurring payments?
Recurring payments may be scheduled for any interval, such as daily, weekly, monthly, or yearly. It depends on the billing cycle the customer prefers and the payment plan offered for those services. For instance, most gym memberships offer a monthly payment plan, while magazine subscriptions tend to offer an annual payment schedule.

How do I set up a recurring payment?
A customer provides a business with a payment method (e.g., credit card, Apple Pay, ACH) for the business to use to process each recurring payment. Credit card payments are one of the most common ways to pay for subscription services, and the right payment service provider can ensure you get payments on time every billing cycle.

What is the difference between a one-time payment and a recurring payment?
While a recurring payment is one that automatically recurs on a defined time interval, a one-time payment does not recur unless initiated by the customer or business. Subscription payments come out of the customer’s account on an ongoing basis, but they may make a manual payment for a single product or service.

What is the difference between autopay and recurring payments?
A recurring payment is a scheduled payment transaction made for a specific amount at a specific interval (i.e., $9.99 per month). Autopay, on the other hand, doesn’t refer to a fixed amount. It simply allows a business owner to collect payments from customer accounts when an invoice is issued, like customers who have their utility bills on autopay.